Reclaimd is in private beta · 50 of 50 free spots left
50 of 50 free beta spots remaining

Find the money that's
already yours.

Reclaimd scans government databases to surface forgotten bank accounts, refunds, and deposits tied to your name — then files every claim for you. We're opening the beta in waves. The first 50 members recover with zero fee.

No credit card. One email when your spot opens. Unsubscribe anytime.

$92B
Unclaimed in the US
Early list
On the waitlist
9
Jurisdictions in beta
Advisor-backed
By estate attorneys

The system was never built for you to win.

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Fragmented Data

Funds are split across 50+ state treasuries and dozens of federal agencies, each with its own legacy search tool.

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Bureaucratic Dead-ends

One wrong box on a form can delay your claim by months. Most people give up before the check arrives.

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Strict Deadlines

In many jurisdictions, unclaimed property eventually defaults to the state if not claimed within a specific window.

Worn leather wallet on a desk with a single folded bill peeking out
$92B
Total Unclaimed Assets in US alone
How it works

Fifteen minutes to start. Autopilot from there.

01

Search

Enter your name once. We query every state treasury and federal database simultaneously with fuzzy-name matching.

02

Verify

Confirm your identity through our banking-grade portal. We prove the funds belong to you, jurisdiction by jurisdiction.

03

Get paid

We pre-fill, notarize, and file every claim. You track progress in one dashboard until the checks clear.

What you get

The Reclaimd Advantage

What's shipping in the beta — and what's coming next.

In beta

Fuzzy-Logic Matching

Our engine matches your identity across maiden names, old addresses, misspellings, and outdated records.

In beta

Auto-Filing Engine

Pre-filled, jurisdiction-specific paperwork. Identity verification and status tracking on every active claim.

In beta

Trust-First Identity

Bank-grade encryption and SOC 2 controls. We verify ownership without ever selling your data.

Post-beta

Multi-Country Coverage

Search U.S. state treasuries, IRS dormant refunds, and international registries from a single input.

Post-beta

Active Monitoring

Thousands of records are added daily. Our subscription keeps searching 24/7 and alerts the moment a match appears.

Post-beta

Estate & Family Mode

Recover funds tied to deceased relatives with our guided executor workflow and notary network.

Why we're going slow

We'd rather get fifty claims right than five thousand wrong.

Money sits unclaimed because the filing process is hostile, not because the data is hidden. Every jurisdiction has its own forms, notary rules, and processing windows. We're filing the first 50 beta claims by hand to map exactly where each one breaks — that map becomes the automation. Beta members help build it, and recover their funds free in the process.

— The Reclaimd team

"The claims workflow is the hardest part. A platform that handles filing — not just search — is what estate practice actually needs."
Eleanor V.
Advisor · Estate Attorney
"We see clients miss four-figure deposits every quarter because the state portals are unusable. This is overdue."
Marcus L.
Advisor · Financial Planner
Pricing

Beta members lock in founding rates.

We only win when you do. No recovery, no charge — ever.

Best deal
First 50 · Free
0%
Recovery fee on first claim
  • ✓ Full claim filing handled for you
  • ✓ Founding member badge
  • ✓ Direct line to the team
  • ✓ 50 spots remaining
Claim free spot
Beta Founding
9% of recovered funds
Locked in forever for beta members
  • ✓ Comprehensive historical search
  • ✓ End-to-end claim management
  • ✓ $9.99/mo monitoring · first year free
  • ✓ Founding rate guaranteed at launch
Join Waitlist
Public Launch
12% of recovered funds
Standard rate after beta ends
  • · Same product
  • · Same claim filing
  • · No founding member benefits
  • · Available post-beta
Available at launch
FAQ

Common questions, direct answers.

When does the beta open?+
We're opening access in small waves over the coming weeks. Waitlist members are emailed individually as their spot becomes ready — first signups first.
What does 'first 50 free' actually mean?+
If you're one of the first 50 people on the waitlist, your first successful recovery is filed with zero fee — Reclaimd takes nothing. No credit card to join, no minimum recovery, no catch.
What if I sign up after the first 50?+
You're locked in at the 9% founding rate forever, vs. 12% at public launch. You also get the first year of continuous monitoring ($9.99/mo) included.
Do I pay anything to join the waitlist?+
No. Joining is free. You only pay (if you're in the paid tier) when we actually recover funds for you.
Is this legitimate? Unclaimed money sounds like a scam.+
Unclaimed property is public record held by state treasuries and federal agencies. Reclaimd does not custody your money — funds are paid directly to you by the holding institution.
How long does it take to get my money?+
Searches surface matches in seconds. Filing takes about fifteen minutes. Payment timelines depend on the jurisdiction — some process in weeks, others in months. We track every claim's status in your dashboard.
What kinds of funds do you find?+
Dormant bank and savings accounts, uncashed tax refunds, utility and rental deposits, insurance payouts, brokerage assets, payroll checks, and class-action settlements tied to your identity.
How is my identity kept safe?+
We use bank-grade encryption, SOC 2 controls, and verify identity through regulated providers. Your information is never sold and is used only to file claims on your behalf.
How do I find unclaimed money in my name?+
Start by searching the official unclaimed property database for every state where you have lived. Use your full legal name and try variations like maiden names and misspellings. For detailed guides, see our California, Texas, Florida, and New York pages.
How do I check for unclaimed money for free?+
Every state offers a free official search portal. You should never pay to search. Start with the states where you have lived or worked. For step-by-step instructions, see our California, Texas, Florida, and Pennsylvania guides.
How do I find unclaimed money in California?+
California's unclaimed property program is run by the State Controller's Office. Search at their official portal using your full legal name and any previous addresses in the state. See our complete California unclaimed money guide for filing instructions.
How do I check for unclaimed property in Texas?+
Texas maintains its unclaimed property database through the Comptroller's ClaimItTexas program. You can search by name, business name, or property ID. See our Texas unclaimed property guide for step-by-step filing instructions.
How do I find unclaimed funds in Florida?+
Florida's Department of Financial Services runs the official Treasure Hunt database. Search with your full name and verify matches using the last known address on record. See our Florida unclaimed funds guide for filing details.
How do I check for unclaimed money in New York?+
New York's Office of the State Comptroller holds billions in unclaimed funds. Search their official database with your name and narrow results by city or ZIP code. See our New York unclaimed money guide for step-by-step instructions.
How do I find unclaimed money from a deceased relative?+
Heirs and executors can claim unclaimed property belonging to deceased relatives. You typically need a death certificate, proof of your relationship, and estate documentation. Each state has its own heir claim process. See guides for California, Texas, Florida, and Pennsylvania.
How do I check for unclaimed insurance money?+
Unclaimed insurance money includes life insurance benefits, annuities, and premium refunds. Search state databases for the policyholder's name, and also check the National Association of Insurance Commissioners Life Insurance Policy Locator. Start with California, Texas, and Florida state searches.
How do I find unclaimed tax refunds?+
Unclaimed federal tax refunds are held by the IRS for three years. Check "Where's My Refund?" on IRS.gov. For state tax refunds, search the unclaimed property database of the state where you filed. See our state guides for California, Texas, and New York.
How do I check for unclaimed money across multiple states?+
If you have lived in multiple states, search each one individually. There is no single national database, but MissingMoney.com aggregates several states. Reclaimd automates multi-state searches and filing in one step. Start with our guides for California, Texas, Florida, Michigan, and Georgia.
How do I find unclaimed money from old bank accounts?+
Closed bank accounts and forgotten deposits are turned over to state unclaimed property programs after a dormancy period — usually 3 to 5 years. Search the state database where the bank was located, using the exact account holder name. See our California, New York, Illinois, and Ohio guides.
How do I check for unclaimed money from a former employer?+
Uncashed payroll checks, pension contributions, and 401(k) balances often end up as unclaimed property. Search the state where your employer was headquartered, as well as states where you worked. Start with California, Texas, New York, and Pennsylvania.

Be first in line.

50 of 50 free recovery spots are still open. After that, beta members lock in 9% for life.

One email when your spot is ready. No spam. Unsubscribe anytime.